High Risk | International Merchant Accounts
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Even if you don’t think of your business as high risk, traditional domestic banks may not approve your merchant account application if:

• Your customers aren’t present to sign the credit card receipt. (Card-not-present processing.)
• Your business is a start-up with an unproven credit history.
• You or your business has bad credit.
• You need to process a high volume of credit card transactions. (Over $25,000 a month.)
• Your business has grown from small to medium or high volume.
• Your business operates in certain "high risk" industries, like online pharmacies.
• You offer a free trial followed by a recurring monthly payment.
• Your average transaction is over $500.
• Your business depends on seasonal or sporadic sales.
• You sell to international customers, or intend to process payments in foreign currencies.
• You have a history of excessive chargebacks or refunds.

If a bank has closed your merchant account in the past; if you’ve ever provided contradictory information on a merchant account application; or if you’ve had problems with customer service or unclear billing descriptions, you may also have a hard time getting a merchant account. 

Fill out the form below to be contacted by a Swipe Fast consultant or live chat with us during business hours for immediate help!

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What is your projected monthly processing volume? *	----$5k - $25k$25k - $100k$100k - $500k$500k+I don't know
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